Terms of Use
Last updated: 3 September 2026. By using Admin Hub you agree to these terms.
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Educational only
Everything on this site is general educational information about life admin. It is not legal, financial, insurance or tax advice, it is not tailored to your individual situation, and it is never a guarantee of outcomes.
Rules vary
Life-admin rules differ between countries, states and situations, and they change. The information here reflects general principles and a New Zealand perspective; always check your local rules or a qualified local adviser before acting on it.
No guarantees
Calculators use plain, transparent maths and widely used rules of thumb, which vary with real life. Results are estimates to guide your next step — never guarantees of a refund, a ruling or a particular outcome.
Professionals
For wills, enduring powers of attorney, tax, insurance or medical matters that matter, a qualified local professional is the right next step. This site is a starting point, not a substitute for professional advice.
No liability
To the maximum extent permitted by law, we accept no liability for decisions made based on this site's content.
Paid reports
The $3.95 report is a digital product delivered after payment. If it is not delivered due to a technical fault, contact us for a full refund — no questions.
Acceptable use
Do not attempt to abuse, scrape at scale, or disrupt the service. Automated agents are welcome to use the published WebMCP manifest and free endpoints responsibly.
