The bills, the renewals, the school forms, the folders you keep meaning to start β life admin is not glamorous, but it is mostly small, and small is beatable. These tools score the backlog, do the bill-due calendar maths, settle paper-versus-scan, and walk you through email zero, password inventories, insurance reviews, subscription audits, tax-file keeping, photo backups and the folders that would save your family a hard week. Kind, practical, one small session at a time — heroic weekends not required. The full detailed report costs less than a coffee: $3.95.

Tax records have a clock: most tax authorities expect them kept for a set number of years after the return is filed, commonly five to seven, because that is the window in which questions can be asked. This calculator takes the tax year of the return and your retention period and returns the keep-until year to write on the box, then walks the honest rules around it β records tied to assets you still own follow the asset, unusual situations carry longer tails, and shredding only happens after a check for open queries. It is education, not tax advice, and it points you to a professional for anything unusual.
Work out how long to keep each year's tax records before they can be safely shredded β the retention year the maths gives you, and the honest rules about what stays longer.
When the return is filed, not when the tax year ended. A return for the 2026 year is usually filed in 2027, and the keep-until date runs from filing β which is why the calculator adds the years to the return year.
Anything linked to assets you still own β property purchase costs and improvement receipts belong with the asset for as long as you own it, because they reduce tax when you sell. Income reported late, losses and depreciation claims can also carry longer tails.
Check first: no open query, audit notice or dispute about that year, and nothing tied to an asset you still own. Then shred rather than bin anything with a name, address or account number on it.
Every tool answers instantly from our own knowledge and calculators β no AI wait, no account. Honest maths and plain-language guidance, always educational and never a substitute for professional advice: life-admin rules differ by country, employer and situation, so each answer tells you what is generally true, what to check locally, and what your next step should be β never hype, never pressure. Results are estimates and next-step aids, not legal, financial, insurance or tax opinions, and nothing you type is stored. Want the deeper, personalised version? Each has a $3.95 full report.